1
Mandatory Minimum Liability Limits (1–7 Passengers)
- Bodily Injury: $100,000 per person / $300,000 per accident
- Property Damage: $10,000 minimum per accident
- PIP / No-Fault: $100,000 per person
- 8–15 passenger vehicles: $1.5M combined single limit
2
Essential Documents
- FH-1 Insurance Card — carry in the vehicle at all times.
- Certificate of Insurance (Form FH-2) — submitted to TLC by your broker.
3
How to Submit
- Request an updated FH-1 / FH-2 from your insurance broker.
- Upload to the TLC UP Portal
- Verify it posted on the TLC LARS Portal
4
Popular TLC Insurance Brokerages
Tip: Ask for both FH-1 and FH-2 whenever your policy changes.
Warning: A lapsed policy causes immediate TLC plate suspension, daily fines, and potential license revocation.